Montegra Capital Resources LTD

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How I Made Money

How to Know When to Walk Away from a Real Estate Deal

The myriad variables that influence real estate value can make real estate investments a tricky business. There is no guaranteed calculation that ensures profits every time, so it’s important to be able to spot the red flags that indicate it’s time to walk away from a deal that may be too good to be true. […]

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Properties funded by private capital land loans

Private Capital Land Loan from Montegra

Today we are talking with Bob Amter about private capital land loans. He has over 40 years of experience doing hard money loans. Hello, I’m Bob Amter, the president of Montegra Capital. Can you give us an example of a Montegra land loan? In 2009, as the whole economic world was coming to an end […]

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Commercial Mortgages: 101

What to Expect for Commercial Real Estate Investing Under the New Administration

Although it’s still early on in the new president’s term, there are already some indicators as to how the real estate market may be affected in the short term. Here are some of the indicators to keep an eye on in the coming months: Increased interest rates. Interest rates tend to be inversely proportional to […]

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Beware: CMBS Maturities Up Ahead

The Background From 2005 to 2007, lenders originated over $600 billion in commercial-mortgage-backed securities. Because these loans typically have a ten-year maturity date, this means that the majority of these loans are going to begin maturing in 2015, for a total of over $350 billion. The state of the market immediately preceding the financial crisis […]

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Denver Real Estate Market

Sell Now, Sell Later: Choosing the Right Exit Strategy for You

You’ve purchased your investment property. You’ve put money and hard work into renovating the property. Now what? Exit strategies are not one size fits all; they must be customized to fit each individual situation. While it’s important to have an exit strategy before you purchase a property, fluctuations in the market and your own financial […]

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Colorado Property Values Are on the Rise: What This Means for Your Property Taxes

According to the Colorado Division of Property Taxes, residential and business property values have experienced significant increases over the past two years (from June 30, 2012, to June 30, 2014). Residential property values are reported to have increased statewide by 14.3 percent, while commercial property values have gone up by 9.4 percent, industrial has risen […]

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Foreclosure Essentials

What Every Hard Money Borrower Should Know About Finding and Buying Distressed Properties

Bridge loans are often used to purchase distress properties, but this does not mean that buying distressed properties is automatically a good deal for a hard money borrower. There are four main categories of distressed property that a borrower may be interested in and each of these categories has its own unique benefits and risks that […]

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gavel

Deficiency Judgments: What you don’t know can hurt you! Part 2 Commercial real estate loans

In Part 1 of this blog we discussed what a personal guarantee can mean in a residential loan. In this section we discuss what they can mean in a commercial loan.  For a borrower of commercial real estate loans signing a personal guarantee is much more complicated and it is highly important to understand what […]

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Hard Money: Advanced

Why Private Lenders Finance Loans Bank Lenders Are Afraid to Approve

Borrowers can end up feeling like they’re caught between a rock and a hard place when unforeseen issues arise (such as a lingering lien, a property with zoning issues, or a pending bankruptcy) in the midst of applying for a loan from a traditional lender and that lender walks away from the deal. This is […]

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5 Common Mistakes to Avoid When Investing in Real Estate

Real estate investing can be very exciting, but it does take some work to be successful. Here are five common mistakes that investors should try to avoid making when purchasing commercial and investment-purpose real estate: Fail to account for all costs and expenditures. Many investors forget to include transaction costs (which can be as much […]

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Hard Money: The Basics

What Do Hard Money Lenders Look for in a Borrower?

An important part of getting your requests approved by a hard money lender is knowing what they are looking for so that you can send the right deals their way and present them with the right information about those deals. Here are three qualities that hard money lenders are looking for in a borrower that […]

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How to Distinguish Between Legitimate Lender Fees and Fee Scams

With the rise in upfront-fee scams in the bridge-lending market, it has become difficult for borrowers to distinguish between legitimate, reputable lenders and the bad apples, and the borrowers who do get scammed become wary of other bridge lenders in the future. As a borrower, the best way to avoid getting scammed is to understand […]

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Hard Money: What's New

Update on Marijuana Banking in Colorado

When MBank announced in January that they would accept accounts from marijuana-industry customers, it briefly seemed as though the banking problems for the newly legal industry in Colorado might finally have a solution. However, that hope was quickly doused when, after only a week, they backed out of the Colorado market citing lack of infrastructure. […]

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Private Money in 2015: 3 Trends You Should Know About

With the new year now in full swing, there are three overall trends to watch for in the private capital lending market: An increase in commercial hard money loans. As the housing market settles into a state of equilibrium for the most part, it is likely that there will be an upswing in hard money […]

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How I Made Money

How to Know When to Walk Away from a Real Estate Deal

The myriad variables that influence real estate value can make real estate investments a tricky business. There is no guaranteed calculation that ensures profits every time, so it’s important to be able to spot the red flags that indicate it’s time to walk away from a deal that may be too good to be true. […]

Read More

Properties funded by private capital land loans

Private Capital Land Loan from Montegra

Today we are talking with Bob Amter about private capital land loans. He has over 40 years of experience doing hard money loans. Hello, I’m Bob Amter, the president of Montegra Capital. Can you give us an example of a Montegra land loan? In 2009, as the whole economic world was coming to an end […]

Read More

SBA Loan Essentials

How the SBA 504 Loan Program Can Benefit Your Business

The SBA 504 program provides small business owners with loans to expand or buy their own commercial real estate. The loan terms typically include: 90 percent financing, 25-year amortizations, fixed interest rates, and no balloon payments. These loans are provided through partnerships with community-based nonprofit lenders which are referred to as certified development companies (CDC) […]

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What You’ll Need for Your SBA Loan Application – Avoiding the Catch 22

Each loan program has its own paperwork, but by assembling the documentation and information that will be typically required for most of them, you can make the process more streamlined. Personal background. This can include previous addresses, other names used, criminal record, education and other pertinent information about the borrower. Resumes. This may be required […]

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