Montegra Capital Resources LTD

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How I Made Money

How to Know When to Walk Away from a Real Estate Deal

The myriad variables that influence real estate value can make real estate investments a tricky business. There is no guaranteed calculation that ensures profits every time, so it’s important to be able to spot the red flags that indicate it’s time to walk away from a deal that may be too good to be true. […]

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Properties funded by private capital land loans

Private Capital Land Loan from Montegra

Today we are talking with Bob Amter about private capital land loans. He has over 40 years of experience doing hard money loans. Hello, I’m Bob Amter, the president of Montegra Capital. Can you give us an example of a Montegra land loan? In 2009, as the whole economic world was coming to an end […]

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Commercial Mortgages: 101

12 Red Flags that a Loan Offer Is a Scam: Part 1

Hard money lenders are often accused of being loan sharks, but in reality, they are respectable small business owners who make above-the-board asset-secured loans and conduct due diligence into their borrowers. However, this doesn’t mean that everyone who claims to be a hard money lender actually is one. It’s important to watch out for less […]

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What to Expect for Commercial Real Estate Investing Under the New Administration

Although it’s still early on in the new president’s term, there are already some indicators as to how the real estate market may be affected in the short term. Here are some of the indicators to keep an eye on in the coming months: Increased interest rates. Interest rates tend to be inversely proportional to […]

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Denver Real Estate Market

Sell Now, Sell Later: Choosing the Right Exit Strategy for You

You’ve purchased your investment property. You’ve put money and hard work into renovating the property. Now what? Exit strategies are not one size fits all; they must be customized to fit each individual situation. While it’s important to have an exit strategy before you purchase a property, fluctuations in the market and your own financial […]

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Colorado Property Values Are on the Rise: What This Means for Your Property Taxes

According to the Colorado Division of Property Taxes, residential and business property values have experienced significant increases over the past two years (from June 30, 2012, to June 30, 2014). Residential property values are reported to have increased statewide by 14.3 percent, while commercial property values have gone up by 9.4 percent, industrial has risen […]

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Foreclosure Essentials

What Every Hard Money Borrower Should Know About Finding and Buying Distressed Properties

Bridge loans are often used to purchase distress properties, but this does not mean that buying distressed properties is automatically a good deal for a hard money borrower. There are four main categories of distressed property that a borrower may be interested in and each of these categories has its own unique benefits and risks that […]

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gavel

Deficiency Judgments: What you don’t know can hurt you! Part 2 Commercial real estate loans

In Part 1 of this blog we discussed what a personal guarantee can mean in a residential loan. In this section we discuss what they can mean in a commercial loan.  For a borrower of commercial real estate loans signing a personal guarantee is much more complicated and it is highly important to understand what […]

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Hard Money: Advanced

Asking the Right Questions to Get the Right Lender for Your Next Deal

Are you trying to acquire a problem property with promising potential value after improvements or stabilization? Is your property located in a secondary or tertiary market? Are you in need of a non-recourse loan? Are there problems with your credit history that you’d like to explain to your lender? Do you need additional funds to […]

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Why Private Lenders Finance Loans Bank Lenders Are Afraid to Approve

Borrowers can end up feeling like they’re caught between a rock and a hard place when unforeseen issues arise (such as a lingering lien, a property with zoning issues, or a pending bankruptcy) in the midst of applying for a loan from a traditional lender and that lender walks away from the deal. This is […]

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Hard Money: The Basics

Five Myths About Real Estate Investing Debunked

If you’re new to real estate investments, it can be hard to sift through all of the contradictory advice floating around and separate the wheat from the chaff.  Here are five of the most common real estate investing myths debunked: You must have the full amount in cash to purchase a foreclosure property. While this […]

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5 Questions to Help Find the Right Hard Money Lender

Before submitting your hard money loan request, there are five important questions you should ask your hard money lender: Are you a direct lender who controls your own funds? There are some brokers who masquerade as lenders, but who aren’t actually lending their own funds. Instead, they act as a middleman between the actual lender […]

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Hard Money: What's New

Foreign National Real Estate Loans

Foreign nationals are increasingly interested in making real estate investment purchases in Colorado. Investors from China, Australia, the UK and other countries are motivated to invest some of their capital in U.S. real estate as a hedge against currency devaluation or other types of capital risk in their home countries. However, if a foreign national […]

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Update on Marijuana Banking in Colorado

When MBank announced in January that they would accept accounts from marijuana-industry customers, it briefly seemed as though the banking problems for the newly legal industry in Colorado might finally have a solution. However, that hope was quickly doused when, after only a week, they backed out of the Colorado market citing lack of infrastructure. […]

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How I Made Money

How to Know When to Walk Away from a Real Estate Deal

The myriad variables that influence real estate value can make real estate investments a tricky business. There is no guaranteed calculation that ensures profits every time, so it’s important to be able to spot the red flags that indicate it’s time to walk away from a deal that may be too good to be true. […]

Read More

Properties funded by private capital land loans

Private Capital Land Loan from Montegra

Today we are talking with Bob Amter about private capital land loans. He has over 40 years of experience doing hard money loans. Hello, I’m Bob Amter, the president of Montegra Capital. Can you give us an example of a Montegra land loan? In 2009, as the whole economic world was coming to an end […]

Read More

SBA Loan Essentials

How the SBA 504 Loan Program Can Benefit Your Business

The SBA 504 program provides small business owners with loans to expand or buy their own commercial real estate. The loan terms typically include: 90 percent financing, 25-year amortizations, fixed interest rates, and no balloon payments. These loans are provided through partnerships with community-based nonprofit lenders which are referred to as certified development companies (CDC) […]

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What You’ll Need for Your SBA Loan Application – Avoiding the Catch 22

Each loan program has its own paperwork, but by assembling the documentation and information that will be typically required for most of them, you can make the process more streamlined. Personal background. This can include previous addresses, other names used, criminal record, education and other pertinent information about the borrower. Resumes. This may be required […]

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