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Montegra's Hard Money Blog

Increase in Bridge Loan Requests During Q1 2015

The first quarter of 2015 saw a huge increase in the demand for bridge loans as many borrowers trying to obtain commercial mortgages from traditional lenders encountered delays. In order to counter the obstructions from the banks, many are turning to bridge loans to provide the necessary short-term funds until long-term funding can get approved. […]

Update on Marijuana Banking in Colorado

When MBank announced in January that they would accept accounts from marijuana-industry customers, it briefly seemed as though the banking problems for the newly legal industry in Colorado might finally have a solution. However, that hope was quickly doused when, after only a week, they backed out of the Colorado market citing lack of infrastructure. […]

3 Common Bridge-Loan Scams that Borrowers Should Know About

Bridge loans have become an increasingly popular and essential segment of the lending industry, especially for those wishing to purchase commercial and investment-purpose residential real estate. This increase in availability has also brought about an increase in the number of loan scams, especially within the tightly controlled commercial lending sector. While loan scams have always […]

How to Negotiate With Your Hard Money Lender

Despite their name, working with hard money lenders can be much easier than with their conventional counterparts. The majority of these lenders are focused on bringing flexibility and transparency to their business deals as well as restricting the amount of red tape that borrowers have to deal with. Nonetheless, here are a few secrets to […]

Private Money in 2015: 3 Trends You Should Know About

With the new year now in full swing, there are three overall trends to watch for in the private capital lending market: An increase in commercial hard money loans. As the housing market settles into a state of equilibrium for the most part, it is likely that there will be an upswing in hard money […]

Hard Money Loans: Are They Becoming the Norm?

The recent recovery and subsequent boom of the real estate market has differed from past events in one significant way: it has happened in spite of the banks rather than because of them. Hard money lenders have stepped in where banks have been unable to lend and have proven to be a more reliable source […]

5 Tips to Get a Better Hard Money Loan

Hard money isn’t the answer for every real estate investment but, wielded properly and effectively, it can help you take advantage of lucrative opportunities. Here are some tips to help you maximize the benefits of your hard money loan. Find the right deal. Hard money loans are more expensive than conventional loans, but there are […]

Improve the Appraisal Value of Investment Real Estate

Getting the best appraisal value for your investment-purpose property is crucial to securing any necessary financing and ensuring that you will be able to eventually sell it for the maximum profit. So how can you ensure that it appraises well? There are six inexpensive tips that can add hundreds, or even thousands, to your property’s […]

5 Questions to Answer Before You Apply for a Hard Money Loan

Hard money loans are significantly easier to obtain than bank loans, but borrowers still need to know what they are getting into before they submit an application. If you are thinking about using hard money to finance a real estate purchase, here are five questions that you should ask yourself before you sit down to […]

Bridge Loans Fill the Lending Gap by Considering Future Value

When it comes to obtaining commercial acquisition loans, distressed properties remain a persistent problem for real estate investors. As a result of the financial crisis, many property owners did not have the necessary funds to invest in property maintenance or improvements over the past few years. This has led to a surplus of distressed properties […]

The Other “Green” Real Estate Legalization of Marijuana and its Impact on Commercial Real Estate

The Realnovator

by Nelson Garcia on July 2, 2014 – The Realnovator   American’s today feel differently about pot than they did twenty, ten, even one year ago. In two U.S. states — Washington and Colorado — marijuana is now legal for recreational use, driving the debate about how it should best be regulated, consumed and taxed […]

The Three A’s of Hard Money Lending

The “hard” in hard money lending is a misnomer. In actuality, hard money loans are often the quickest and most straightforward financing option, especially with the increasingly strict requirements that need to be met to qualify for commercial real estate mortgages from banks and other institutional lenders. Hard money, or private capital, lenders have the […]

3 Things to Consider (and Questions to Ask) Before You Buy Your First Rental Property

  Selecting a Location. The old cliché “location, location, location” may seem worn out and overused, but it remains a prime consideration when selecting a rental property in which to invest, especially if you plan for it to be a long-term investment (and steady stream of income). A property’s location should make sense financially and […]

Which Type of Real Estate Loan Works Best for Your Deal?

In today’s financial market, it’s important to be aware of the various types of loans that are available for commercial real estate (CRE) purchases. There is no longer one single go-to form of financing; what works well for one deal may not work at all for another. Understanding your options will help you to choose […]