Montegra Capital Resources LTD

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How I Made Money

Properties funded by private capital land loans

Private Capital Land Loan from Montegra

Today we are talking with Bob Amter about private capital land loans. He has over 40 years of experience doing hard money loans. Hello, I’m Bob Amter, the president of Montegra Capital. Can you give us an example of a Montegra land loan? In 2009, as the whole economic world was coming to an end [...]

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Colorado casino property funded by Montegra's private capital loan program.

How I Made Money with My Hard Money Loan – Casino Property Video

Casino Loan Video – Transcript Hello, I’m Bob Amter, the president of Montegra Capital. We are a direct lender based in Denver Colorado. We make loans on commercial and investment purpose residential properties when banks and life insurance companies don’t want to step in and do the loan. Let me tell you another example of [...]

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Commercial Mortgages: 101

How to Invest in Private Mortgage Funds: Part 2

Investment Options There are three main ways to get started investing in a private mortgage fund: Make a direct investment into a professionally managed mortgage fund. This is the safest, and least time-consuming, option for investors as all of the day-to-day management responsibilities (including underwriting, originating, and servicing loans) as well as dealing with any [...]

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How to Invest in Private Mortgage Funds: Part 1

What is a mortgage investment fund? Private mortgage investment funds offer investors an alternative asset investment choice when diversifying their portfolio while offering income producing instruments. This type of alternative investment also gives investors a way to invest in a more passive method than a direct purchase of commercial real estate. This blog will be [...]

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Denver Real Estate Market

Denver’s Development Land Is Back in Demand

In the last six months, development land in the Denver metro area has seen its first resurgence since the real estate bubble burst in 2008. And, of course, more interested buyers means increased prices for sellers. The majority of the development land sales in the past five years have been for land zoned for either [...]

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4 Nonconventional Loan Types For Todays Market

As the lending environment continues to restrict financing, many borrowers continue to find it difficult to meet the traditional underwriting standards set by banks and other institutional lenders. Hard money lenders are stepping up and filling this gap. This is no longer financing just for those who have had credit problems. The majority of hard [...]

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Foreclosure Essentials

What Every Hard Money Borrower Should Know About Finding and Buying Distressed Properties

Bridge loans are often used to purchase distress properties, but this does not mean that buying distressed properties is automatically a good deal for a hard money borrower. There are four main categories of distressed property that a borrower may be interested in and each of these categories has its own unique benefits and risks that [...]

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gavel

Deficiency Judgments: What you don’t know can hurt you! Part 2 Commercial real estate loans

In Part 1 of this blog we discussed what a personal guarantee can mean in a residential loan. In this section we discuss what they can mean in a commercial loan.  For a borrower of commercial real estate loans signing a personal guarantee is much more complicated and it is highly important to understand what [...]

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Hard Money: Advanced

Mezzanine Loans: How Are They Structured? Part 2

In the first part of our blog on mezzanine loans, we explained the advantages and uses of mezzanine loans. In this follow-up, we will explain how these unique type of subordinate loans are structured in a way that benefits both lender and borrower. Mezzanine loans are usually sought out by smaller companies or holding companies [...]

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Mezzanine Loans: What are they? How do they work? Part 1

A typical subordinated (i.e. 2nd mortgage position) loan carries a significantly higher risk factor than a first position loan.  If a 2nd position mortgage loan goes into default the superior lien in the first position must be paid off in full first in the event of foreclosure proceedings. This makes subordinated real estate secured loans [...]

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Hard Money: The Basics

How CRE Investors Utilize the Benefits of Hard Money Loans

It’s well-established that hard money loans are more expensive than loans from institutional lenders or banks. So why do investors ever use hard money loans? While the reasons are numerous and varied, they typically fall under one of four broad categories: Qualifying Problems. Banks have strict qualification requirements for both borrowers and properties for commercial [...]

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Five Reasons Investors and Developers should Invest in Hard Money Loans

Hard money loans are often seen as a last resort for borrowers who have bad credits or other troubled circumstances. However, in actuality, these loans can be a strategic financial tool that savvy developers and investors should also have in their toolbox in order to better expand their real estate portfolios and take advantage of [...]

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Hard Money: What's New

Forecasting the Denver Commercial Real Estate Market: The Numbers (Part 1)

As we move into the spring of 2013 Denver is definitely recovering from the economic recession. This can be seen in the growth in population and jobs as well as the return to pre-slump housing prices and increased number of construction projects. Economist Kevin Thorpe presented the following statistics on Denver’s improved economy as part [...]

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File folders focusing on title insurance

Title Insurance: What is it? Why do you need it?

Title insurance is a form of indemnity insurance which insures against financial losses incurred as a result of either defects in title to real estate or unenforceable liens. It protects both the owner’s and the lender’s financial interests in the event of a lawsuit against the title, so the owners title insurance policy is an [...]

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How I Made Money

Properties funded by private capital land loans

Private Capital Land Loan from Montegra

Today we are talking with Bob Amter about private capital land loans. He has over 40 years of experience doing hard money loans. Hello, I’m Bob Amter, the president of Montegra Capital. Can you give us an example of a Montegra land loan? In 2009, as the whole economic world was coming to an end [...]

Read More

Colorado casino property funded by Montegra's private capital loan program.

How I Made Money with My Hard Money Loan – Casino Property Video

Casino Loan Video – Transcript Hello, I’m Bob Amter, the president of Montegra Capital. We are a direct lender based in Denver Colorado. We make loans on commercial and investment purpose residential properties when banks and life insurance companies don’t want to step in and do the loan. Let me tell you another example of [...]

Read More

SBA Loan Essentials

How the SBA 504 Loan Program Can Benefit Your Business

The SBA 504 program provides small business owners with loans to expand or buy their own commercial real estate. The loan terms typically include: 90 percent financing, 25-year amortizations, fixed interest rates, and no balloon payments. These loans are provided through partnerships with community-based nonprofit lenders which are referred to as certified development companies (CDC) [...]

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What You’ll Need for Your SBA Loan Application – Avoiding the Catch 22

Each loan program has its own paperwork, but by assembling the documentation and information that will be typically required for most of them, you can make the process more streamlined. Personal background. This can include previous addresses, other names used, criminal record, education and other pertinent information about the borrower. Resumes. This may be required [...]

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