Montegra Capital Resources LTD

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How I Made Money

Properties funded by private capital land loans

Private Capital Land Loan from Montegra

Today we are talking with Bob Amter about private capital land loans. He has over 40 years of experience doing hard money loans. Hello, I’m Bob Amter, the president of Montegra Capital. Can you give us an example of a Montegra land loan? In 2009, as the whole economic world was coming to an end [...]

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Colorado casino property funded by Montegra's private capital loan program.

How I Made Money with My Hard Money Loan – Casino Property Video

Casino Loan Video – Transcript Hello, I’m Bob Amter, the president of Montegra Capital. We are a direct lender based in Denver Colorado. We make loans on commercial and investment purpose residential properties when banks and life insurance companies don’t want to step in and do the loan. Let me tell you another example of [...]

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Commercial Mortgages: 101

Improve the Appraisal Value of Investment Real Estate

Getting the best appraisal value for your investment-purpose property is crucial to securing any necessary financing and ensuring that you will be able to eventually sell it for the maximum profit. So how can you ensure that it appraises well? There are six inexpensive tips that can add hundreds, or even thousands, to your property’s [...]

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Cash-Out Loan 101

As a commercial real estate investor, you probably hear a lot about private capital loans and bridge loans, but hard money lenders offer a diverse assortment of loans that banks and other institutional lenders normally will not fund. The cash-out loan is one such type of financing. Here’s a brief explanation of what they are, [...]

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Denver Real Estate Market

Hard Money Lending Is the Solution to Financing Marijuana-Tenanted Properties

The lack of available financing from conventional lenders (banks and other institutions) for properties with marijuana tenants has created a lending gap that hard money lenders have quickly stepped in to fill. In addition to being unwilling to underwrite any new acquisition loans for commercial properties with marijuana tenants (or directly to the growers or [...]

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Three Things to Know About Financing Properties With Marijuana Tenants

The legalization of marijuana at the state level creates financial complications for all involved from property owners to retailers to grow operations as banks must still comply with the Federal laws classifying marijuana as illegal. Despite memos issued by the Federal Treasury and Justice Departments, there continues to be controversy and disagreements within the banking [...]

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Foreclosure Essentials

What Every Hard Money Borrower Should Know About Finding and Buying Distressed Properties

Bridge loans are often used to purchase distress properties, but this does not mean that buying distressed properties is automatically a good deal for a hard money borrower. There are four main categories of distressed property that a borrower may be interested in and each of these categories has its own unique benefits and risks that [...]

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gavel

Deficiency Judgments: What you don’t know can hurt you! Part 2 Commercial real estate loans

In Part 1 of this blog we discussed what a personal guarantee can mean in a residential loan. In this section we discuss what they can mean in a commercial loan.  For a borrower of commercial real estate loans signing a personal guarantee is much more complicated and it is highly important to understand what [...]

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Hard Money: Advanced

Hard Money Loans: Are They Becoming the Norm?

The recent recovery and subsequent boom of the real estate market has differed from past events in one significant way: it has happened in spite of the banks rather than because of them. Hard money lenders have stepped in where banks have been unable to lend and have proven to be a more reliable source [...]

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Bridge Loans Fill the Lending Gap by Considering Future Value

When it comes to obtaining commercial acquisition loans, distressed properties remain a persistent problem for real estate investors. As a result of the financial crisis, many property owners did not have the necessary funds to invest in property maintenance or improvements over the past few years. This has led to a surplus of distressed properties [...]

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Hard Money: The Basics

5 Tips to Get a Better Hard Money Loan

Hard money isn’t the answer for every real estate investment but, wielded properly and effectively, it can help you take advantage of lucrative opportunities. Here are some tips to help you maximize the benefits of your hard money loan. Find the right deal. Hard money loans are more expensive than conventional loans, but there are [...]

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5 Questions to Answer Before You Apply for a Hard Money Loan

Hard money loans are significantly easier to obtain than bank loans, but borrowers still need to know what they are getting into before they submit an application. If you are thinking about using hard money to finance a real estate purchase, here are five questions that you should ask yourself before you sit down to [...]

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Hard Money: What's New

Private Money in 2015: 3 Trends You Should Know About

With the new year now in full swing, there are three overall trends to watch for in the private capital lending market: An increase in commercial hard money loans. As the housing market settles into a state of equilibrium for the most part, it is likely that there will be an upswing in hard money [...]

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Forecasting the Denver Commercial Real Estate Market: The Numbers (Part 1)

As we move into the spring of 2013 Denver is definitely recovering from the economic recession. This can be seen in the growth in population and jobs as well as the return to pre-slump housing prices and increased number of construction projects. Economist Kevin Thorpe presented the following statistics on Denver’s improved economy as part [...]

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How I Made Money

Properties funded by private capital land loans

Private Capital Land Loan from Montegra

Today we are talking with Bob Amter about private capital land loans. He has over 40 years of experience doing hard money loans. Hello, I’m Bob Amter, the president of Montegra Capital. Can you give us an example of a Montegra land loan? In 2009, as the whole economic world was coming to an end [...]

Read More

Colorado casino property funded by Montegra's private capital loan program.

How I Made Money with My Hard Money Loan – Casino Property Video

Casino Loan Video – Transcript Hello, I’m Bob Amter, the president of Montegra Capital. We are a direct lender based in Denver Colorado. We make loans on commercial and investment purpose residential properties when banks and life insurance companies don’t want to step in and do the loan. Let me tell you another example of [...]

Read More

SBA Loan Essentials

How the SBA 504 Loan Program Can Benefit Your Business

The SBA 504 program provides small business owners with loans to expand or buy their own commercial real estate. The loan terms typically include: 90 percent financing, 25-year amortizations, fixed interest rates, and no balloon payments. These loans are provided through partnerships with community-based nonprofit lenders which are referred to as certified development companies (CDC) [...]

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What You’ll Need for Your SBA Loan Application – Avoiding the Catch 22

Each loan program has its own paperwork, but by assembling the documentation and information that will be typically required for most of them, you can make the process more streamlined. Personal background. This can include previous addresses, other names used, criminal record, education and other pertinent information about the borrower. Resumes. This may be required [...]

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