Montegra Capital Resources LTD

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How I Made Money

Properties funded by private capital land loans

Private Capital Land Loan from Montegra

Today we are talking with Bob Amter about private capital land loans. He has over 40 years of experience doing hard money loans. Hello, I’m Bob Amter, the president of Montegra Capital. Can you give us an example of a Montegra land loan? In 2009, as the whole economic world was coming to an end [...]

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Colorado casino property funded by Montegra's private capital loan program.

How I Made Money with My Hard Money Loan – Casino Property Video

Casino Loan Video – Transcript Hello, I’m Bob Amter, the president of Montegra Capital. We are a direct lender based in Denver Colorado. We make loans on commercial and investment purpose residential properties when banks and life insurance companies don’t want to step in and do the loan. Let me tell you another example of [...]

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Commercial Mortgages: 101

Cash-Out Loan 101

As a commercial real estate investor, you probably hear a lot about private capital loans and bridge loans, but hard money lenders offer a diverse assortment of loans that banks and other institutional lenders normally will not fund. The cash-out loan is one such type of financing. Here’s a brief explanation of what they are, [...]

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How to Invest in Private Mortgage Funds: Part 2

Investment Options There are three main ways to get started investing in a private mortgage fund: Make a direct investment into a professionally managed mortgage fund. This is the safest, and least time-consuming, option for investors as all of the day-to-day management responsibilities (including underwriting, originating, and servicing loans) as well as dealing with any [...]

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Denver Real Estate Market

Hard Money Lending Is the Solution to Financing Marijuana-Tenanted Properties

The lack of available financing from conventional lenders (banks and other institutions) for properties with marijuana tenants has created a lending gap that hard money lenders have quickly stepped in to fill. In addition to being unwilling to underwrite any new acquisition loans for commercial properties with marijuana tenants (or directly to the growers or [...]

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Three Things to Know About Financing Properties With Marijuana Tenants

The legalization of marijuana at the state level creates financial complications for all involved from property owners to retailers to grow operations as banks must still comply with the Federal laws classifying marijuana as illegal. Despite memos issued by the Federal Treasury and Justice Departments, there continues to be controversy and disagreements within the banking [...]

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Foreclosure Essentials

What Every Hard Money Borrower Should Know About Finding and Buying Distressed Properties

Bridge loans are often used to purchase distress properties, but this does not mean that buying distressed properties is automatically a good deal for a hard money borrower. There are four main categories of distressed property that a borrower may be interested in and each of these categories has its own unique benefits and risks that [...]

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gavel

Deficiency Judgments: What you don’t know can hurt you! Part 2 Commercial real estate loans

In Part 1 of this blog we discussed what a personal guarantee can mean in a residential loan. In this section we discuss what they can mean in a commercial loan.  For a borrower of commercial real estate loans signing a personal guarantee is much more complicated and it is highly important to understand what [...]

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Hard Money: Advanced

Bridge Loans Fill the Lending Gap by Considering Future Value

When it comes to obtaining commercial acquisition loans, distressed properties remain a persistent problem for real estate investors. As a result of the financial crisis, many property owners did not have the necessary funds to invest in property maintenance or improvements over the past few years. This has led to a surplus of distressed properties [...]

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4 Reasons Hard Money Loans Get Denied

Hard money lenders are often viewed as lenders of last resort, but that doesn’t mean that you don’t need to be prepared with a solid plan for your loan request before you submit your private loan application. The following are some of the most common reasons that hard money loans are denied with ways to [...]

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Hard Money: The Basics

The Three A’s of Hard Money Lending

The “hard” in hard money lending is a misnomer. In actuality, hard money loans are often the quickest and most straightforward financing option, especially with the increasingly strict requirements that need to be met to qualify for commercial real estate mortgages from banks and other institutional lenders. Hard money, or private capital, lenders have the [...]

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3 Things to Consider (and Questions to Ask) Before You Buy Your First Rental Property

  Selecting a Location. The old cliché “location, location, location” may seem worn out and overused, but it remains a prime consideration when selecting a rental property in which to invest, especially if you plan for it to be a long-term investment (and steady stream of income). A property’s location should make sense financially and [...]

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Hard Money: What's New

Forecasting the Denver Commercial Real Estate Market: The Numbers (Part 1)

As we move into the spring of 2013 Denver is definitely recovering from the economic recession. This can be seen in the growth in population and jobs as well as the return to pre-slump housing prices and increased number of construction projects. Economist Kevin Thorpe presented the following statistics on Denver’s improved economy as part [...]

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File folders focusing on title insurance

Title Insurance: What is it? Why do you need it?

Title insurance is a form of indemnity insurance which insures against financial losses incurred as a result of either defects in title to real estate or unenforceable liens. It protects both the owner’s and the lender’s financial interests in the event of a lawsuit against the title, so the owners title insurance policy is an [...]

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How I Made Money

Properties funded by private capital land loans

Private Capital Land Loan from Montegra

Today we are talking with Bob Amter about private capital land loans. He has over 40 years of experience doing hard money loans. Hello, I’m Bob Amter, the president of Montegra Capital. Can you give us an example of a Montegra land loan? In 2009, as the whole economic world was coming to an end [...]

Read More

Colorado casino property funded by Montegra's private capital loan program.

How I Made Money with My Hard Money Loan – Casino Property Video

Casino Loan Video – Transcript Hello, I’m Bob Amter, the president of Montegra Capital. We are a direct lender based in Denver Colorado. We make loans on commercial and investment purpose residential properties when banks and life insurance companies don’t want to step in and do the loan. Let me tell you another example of [...]

Read More

SBA Loan Essentials

How the SBA 504 Loan Program Can Benefit Your Business

The SBA 504 program provides small business owners with loans to expand or buy their own commercial real estate. The loan terms typically include: 90 percent financing, 25-year amortizations, fixed interest rates, and no balloon payments. These loans are provided through partnerships with community-based nonprofit lenders which are referred to as certified development companies (CDC) [...]

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What You’ll Need for Your SBA Loan Application – Avoiding the Catch 22

Each loan program has its own paperwork, but by assembling the documentation and information that will be typically required for most of them, you can make the process more streamlined. Personal background. This can include previous addresses, other names used, criminal record, education and other pertinent information about the borrower. Resumes. This may be required [...]

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