Yes Virginia, there is a Santa Claus.  However this Santa is not one you may have thought of.  The Federal Government – through its regulatory agencies the FDIC and the OCC – is putting significant pressure on commercial banks to … Continue reading →

In part one of The Real Estate Foreclosure Process, we began discussing the foreclosure process in Colorado. The process for hard money lenders starts with the issuance of a demand letter, then the foreclosure is filed with the Public Trustee, … Continue reading →

When a borrower decides to take out any type of commercial real estate loan, it is crucial they understand the fundamentals of the foreclosure process. It doesn’t matter whether borrowers choose to borrow from private capital lenders or institutional lenders; … Continue reading →

Hard money loans (sometimes call private capital loans) can be very useful in certain circumstances for borrowers with commercial real estate.   When a borrower needs capital quickly to close a great buy, needs to pay off a loan that is … Continue reading →

If a prospective borrower knows what information is needed when they apply for a hard money real estate loan it will not only save them considerable time but increase their chances for a successful outcome.  Listed below are the things … Continue reading →

What is “Hard Money”? “Hard money” is a term applied to real estate loans obtained from a private capital lender as opposed to a bank or institutional lender such as a life insurance company or pension fund.  The name originally … Continue reading →

What are they? The term “bridge loan” is in common use in commercial and residential investment lending.  A bridge loan is a short term loan, typically with a maturity of between one to three years.  More traditional loans like ones … Continue reading →