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Hard Money: The Basics

10 Tips for Buying Notes with Hard Money Loans

If you’re interested in investing in real estate without actually acquiring properties outright, purchasing promissory notes can be another way to go about it. While banks are unlikely to provide funds for this type of real estate investment, hard money lenders are willing in the right circumstances to underwrite loans secured by promissory notes rather […]

4 Things You Should Know About Note Purchases Before Investing

If you know what you’re doing in the commercial real estate market, investing in short-sale promissory notes can result in extremely profitable returns on investment. However, it is important to understand the differences between investing in real estate directly and investing in commercial mortgages to avoid experiencing the reverse (a loss on investment). Here are […]

5 Tips for Obtaining a Hard Money Loan from a Reputable Private Lender

For those who are new to the lending industry, hard money and private capital loans are essentially the same thing. Typically, these are lenders who fund loans with their own money (or a fund of money that they control), so they have the freedom to approve loans based on their own lending and investment strategy […]

9 Commonly Asked Questions About Hard Money Loans

Even though hard money and private capital lenders have become more common in the post-recession lending market, there still seems to be an air of mystery (and common misconceptions) around these loans. So here are the answers to some of the most commonly asked questions about hard money (a.k.a. private capital or bridge) loans.   […]

8 Reasons You Might Need a Hard Money Loan

The common belief that hard money loans are the sole province of those with bad credit is a myth that should be discarded. Savvy commercial real estate investors know that, with the tightening of federal regulations for banks, oftentimes even the most well-planned projects and financial-strong borrowers get rejected, so hard money loans are an […]

8 Facts You Might Not Know About Hard Money Loans and Lenders

Hard money lenders often get a bad rap that is largely undeserved. As with any industry, there are a few predatory practitioners, but the vast majority of hard money and private capital lenders are reputable lenders who want to help borrowers, not take advantage of them. Here are some facts to counter the myths that […]

Trust and the Underwriting Process

Regardless of the type of lender (private or traditional), their initial interest in a loan is based on how the borrower characterizes the property and project to them in the initial pitch. The primary purpose of the underwriting process is to verify this depiction and confirm that the reality of the situation matches what sparked […]

Five Myths About Real Estate Investing Debunked

If you’re new to real estate investments, it can be hard to sift through all of the contradictory advice floating around and separate the wheat from the chaff.  Here are five of the most common real estate investing myths debunked: You must have the full amount in cash to purchase a foreclosure property. While this […]

5 Questions to Help Find the Right Hard Money Lender

Before submitting your hard money loan request, there are five important questions you should ask your hard money lender: Are you a direct lender who controls your own funds? There are some brokers who masquerade as lenders, but who aren’t actually lending their own funds. Instead, they act as a middleman between the actual lender […]

Hard Money Loans Can Be High-End Financing

Although hard money or bridge loans got a bad rap during the housing crisis, often seen as coming from possibly disreputable sources, they are no longer the sole domain of the low-end house-flipper or the bad-credit borrower. In the post-housing crisis lending market, hard money loans are frequently used by savvy investors looking to fund […]