Process

• We strive to respond to all loan requests the day we receive them to verify they fit our guidelines.
• If your loan request fits our guidelines, we normally provide a written Term Sheet summarizing all loan terms and charges within 24 hours. 
• Our loans contain no hidden surprises or last minute mark ups.  We provide you a written Commitment Letter that clearly outlines our loan charges and terms.
• We close our loans within 3 to 4 weeks from the date of getting borrower approval of our loan terms.  We do not claim to be able to close loans in an unrealistically short time frame.
• We have no loan committee and no unneccessary red tape.   You deal directly with the decision maker.